Accidents or sickness can have a sudden and devastating impact on your livelihood and your family. How would you pay your bills and maintain your lifestyle if you couldn’t work?

This is where Personal Income Protection Insurance comes in. It can help you stay on top of bills so you can focus on your recovery from accidents and sickness¹.


Key Features



What is covered by this policy?

Personal Income Protection insurance covers (after a 21-day waiting period) for lost income due to an accident or sickness that prevents you from working for up to two years. Exclusions apply, please refer to the ‘General Exclusions’ section under the PDS.

You can find more information about what is covered as well as any applicable exclusions in the Product Disclosure Statement here.

Who can apply?
You can apply for cover if you are between the ages of 15-59. You must work and reside in Australia. You must also be an Australian citizen/permanent resident or be a citizen of New Zealand.
Note – Benefit terms reduced between 60 and 65.
 1. Accident and sickness both have specific meanings as set out in the PDS.